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CPA Application 1 Garfield Habitat FINAL.pdfPioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 1 of 16 COMMUNITY PRESERVATION PROJECT APPLICATION COVER SHEET I: Project Information Project Title: 1 Garfield Ave Small Home Project Summary: Pioneer Valley Habitat for Humanity seeks to build a prototype “Big Enough” house on this small lot to provide access to homeownership for a low- income household. Our local Habitat builds strength, stability and self-reliance through affordable home ownership by building with local volunteers, tech school students and our future homeowners. We have built 5 homes in this small subdivision at the Garfield Ave Extension through partnership with the CPC and the city. Through the generosity of a local donor we are now poised to build the sixth and final house in this extension of Garfield Ave on a small lot that was the focus of a design competition by the city of Northampton called “Small lot, Big Ideas”. We hope to bring our “big ideas” of building a “big enough” (~600 sq ft) house to this lot to increase the diversity of housing types available in the neighborhood and through Habitat for Humanity. Estimated start date: _October 2018__ Estimated completion date:_Nov 2019___ CPA Program Area (check all that apply): X Community Housing II: Applicant/Developer Information Contact Person and or/primary applicant: Megan McDonough Property Owner (if applicable): Pioneer Valley Habitat for Humanity, Inc. Organization (if applicable): Pioneer Valley Habitat for Humanity, Inc. Mailing Address: PO Box 60642 Florence, MA 01062 Daytime phone #: 413-586-5430 Fax #: none E-mail address & Website: megan@pvhabitat.org www.pvhabitat.org III: Budget Summary Total budget for project: $130,291 CPA funding request: $20,000 CPA request as percentage of total budget: 15% Applicant’s Signature: ____________________________ Date Submitted: __9/15/17_____________________ Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 2 of 16 Narrative Q. Project location, including address and parcel number Project Address: 1 Garfield Ave Florence, MA 01062 Parcel ID: 17D-071-001 A description of the project and, when applicable, of the property involved and its proposed use. Pioneer Valley Habitat for Humanity seeks to build a prototype “Big Enough” house on this small lot to provide access to homeownership for a low-income household. Our local Habitat builds strength, stability and self-reliance through affordable home ownership by building with local volunteers, tech school students and our future homeowners. We have built 5 homes in this small subdivision at the Garfield Ave Extension through partnership with the CPC and the city. Through the generosity of a local donor we are now poised to build the sixth and final house in this extension of Garfield Ave on a small lot that was the focus of a design competition by the city of Northampton called “Small lot, Big Ideas”. We hope to bring our “big ideas” of building a “big enough” (~600 sq ft) house to this lot to increase the diversity of housing types available in the neighborhood and through Habitat for Humanity. Q. What Community Preservation criteria – both general and program-area specific – does this project meet? We believe this project fits well with the project evaluation criteria for community housing. In particular: 1. Create or preserve community housing – both rental and home ownership, with a focus that matches community needs for households. This project will create community housing through affordable home ownership for first-time homebuyers. 2. Promote and encourage use by diverse populations. We will promote and encourage a diverse population to apply for this opportunity through a fair housing marketing process and lottery of eligible households. 3. Provide housing that is harmonious in design and scale with the surrounding community. We plan a simple home with no garage which will fit in well with the existing neighborhood. Approximately 70% of the 1-4 family homes in this neighborhood are owner occupied. We would be providing an opportunity for someone who is low-income to join this neighborhood of homeowners. 4. Intermingle affordable and market rate housing. This home (and the five already built by Habitat) are in an existing residential neighborhood consisting of primarily market rate housing. 5. Ensure long-term affordability. The affordability of this home will be protected in perpetuity with a deed restriction. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 3 of 16 6. Promote the use of existing buildings or construction on previously- developed or City-owned sites. This particular building lot while donated to Habitat from a private landowner was previously city-owned. The city of Northampton has invested considerable resources into the cleanup of the brownfield at this site. 7. Give priority to Northampton residents and employees, consistent with fair housing. For information about fair housing, please see Appendix B. We do not think it would be consistent with our fair housing plan to give priority to Northampton residents, but we will conduct marketing in Northampton to encourage applications from Northampton residents. 8. Provide the City credit for units under M.G.L. Chapter 40B. This house should be eligible for inclusion on the 40B inventory. 9. Provide housing that incorporates supportive services for those in need of services, including the homeless and persons with disabilities. Habitat for Humanity provides all our incoming homeowners with mentors to work with them through the process of sweat equity, construction and the first year of homeownership. This is especially important for a population that often comes from a family of renters who may not have experience with the details of what is required for successful long term homeownership. All our selected partnering families are also required to attend a first time home buyer education class which includes information on budgeting for homeownership. 10. Is LEED or Energy Star certified, complies with energy stretch code, and has a very low HERS rating. We build all our houses to stretch and ENERGY STAR standards. Building with energy efficiency in mind is important for the long- term operational affordability of the homes we build. 11. Enhance nonprofit capacity for providing housing and related services. We are piloting a new small home design with this project that will allow us to serve a greater diversity of housing needs in our community. This is the result of months of research and convenings with representatives from various sectors and it is our hope and intention that this prototype will have applicability beyond the Habitat model. 12. Provide mixed-use development opportunities. N/A - this is a single family home. 13. Provide housing in locations that promote walking, biking, and use of public transportation, and discourage single-occupancy vehicle trips. This home will be less than a half mile walk from two bus stops and is near the village center of Florence. A bike path is nearby as well. This makes it possible for someone to live without a car if desired. 14. Provide housing for households with incomes below 80% of area median, and based on community need give special consideration for funding to projects which restrict at least some units to even lower income households including households with incomes below 50% or 30% of area median. The first buyer of this home from Habitat will have an income less than 60% of the Area Median Income and the deed restriction will require future sales to buyers who earn less than 80% of the Area Median Income. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 4 of 16 This project is also well situated to address these general CPA criteria 1. Serves more than one CPA program area. This building lot was originally created as part of a larger project by the city of Northampton that created conservation land adjacent to this lot. That overall vision of a balance of meeting open space and housing needs underlies the project. 2. Contributes to the preservation of Northampton’s unique character, boosts the vitality of the community, and enhances the quality of life for its residents. Northampton is a community that values diversity and walkable neighborhoods. This small house will be situated at the end of a sidewalk, adjacent to conservation land and minutes from bike path and bus routes. This project is also a testament to the creative ingenuity of city residents, flowing out of the design competition for “small lots, big ideas.” We anticipate that this house will be a demonstration of what’s possible for infill housing in our neighborhoods. 3. Addresses recommendations contained in the Sustainable Northampton comprehensive plan and/or the Northampton Open Space, Recreation, and Mixed Use Trail Plan 2011‐2018 or is consistent with other city‐wide planning efforts that have received broad‐based scrutiny and input and can demonstrate wide community support. This project aligns with many of the recommendations of the Sustainable Northampton comprehensive plan including the creation of new housing that is dense, looking beyond traditional marketplace models to create affordable housing options, utilizing green and sustainable design strategies, creating new homeownership opportunities for households earning under 80% AMI, and expanding the range of options for detached housing. We are designing this small home pilot with an eye toward creating a workable a prototype for future cottage developments or infill scenarios. 4. Saves resources that would otherwise be threatened. This small house and small lot are respectful of the natural resources in the adjacent conservation area. 5. Serves under‐served populations. Homeownership opportunities for families earning minimum wage are virtually non‐existent in Northampton. We provide an aspirational opportunity for low‐income families who can’t otherwise realize the strength, stability and self‐reliance that homeownership can provide. 6. Places high value on sustainable, ecologically responsible, energy‐conserving structures, locations, and materials; demonstrates that the project minimizes the ecological footprint. The small foot print house we are planning will be built to ENERGY STAR standards and be very low‐impact. 7. Receives endorsement by community groups, municipal boards and/or departments, and City residents. We have received the endorsement of the Northampton Affordable Housing Partnership, Easthampton Savings Bank, local pastor Michael McSherry and Rachel Borson ሺsee attached lettersሻ 8. Leverages additional public and/or private funds, or demonstrates that other funding sources are not readily available or sufficient. The budget for this project demonstrates Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 5 of 16 our commitment to and need for pursuing funding from diversified sources including individual donors, local banks, businesses and foundations, state rebate programs ሺMassCECሻ, utility company rebates ሺMassSaveሻ and state banks ሺFederal Home Loan Bank of Bostonሻ. Along with our innovative homeowner financing strategies and our recruitment of in kind donations, an investment of CPA funds will be well leveraged and necessary to closing the affordability gap for the very low income household that will build and buy this home. 9. Demonstrates a high benefit/cost value. For an investment of only $20,000 a new permanently affordable unit will be created. 10. Can be implemented expeditiously and within budget. Pioneer Valley Habitat for Humanity owns this building lot and has a track record of successful projects that come in on budget. 11. Advances a public purpose. Increasing the diversity of housing options in the city benefits the overall economic vitality of the city and the region. Q. What community need(s) does this project serve? If the project serves multiple needs and populations, please describe them. If the project serves a population that is currently underserved, please describe. Habitat proposes to create a new affordable homeownership opportunity for someone whose income is the equivalent of earning minimum wage at a full time job (40hrs x 50 weeks x $11hr = $22,000/year) up to those earning 60% of the Area Median Income. CPA grant funding would help us fill an important gap for making this home affordable to this very low income population. Many renters in this income range will never experience the stability that homeownership provides given the fact that the median home price in Northampton is $275,000 (Zillow.com 8/18/17) and an affordable mortgage at today’s interest rates for someone earning $22,000/year is only about $60,000. We plan to sell the home built at 1 Garfield Ave for $104,000 with a $60,000 first mortgage from a bank and a deferred forgivable mortgage from Habitat to make up the affordability gap (see information on homebuyer financing below). Habitat has set a goal of developing more diversified housing options for a wider range of people in our community in a way that is integrated into existing neighborhoods with our ambitious Small Homes initiative. This extension of Garfield Ave is in an existing residential neighborhood of Florence creating a mix of affordable and market rate housing. Building a small home in this neighborhood will be a harmonious use of this small lot, with a completed home that will blend well with some starter homes of less than 1,000 square feet that exist. Just up the road at 29 Garfield Avenue there is a 920 sq ft 2-bedroom house estimated by Zillow to have a market value of $241,588. This modest “starter home” is well above what someone earning under 60% of the area median income can afford. A two-person household earning 60% of the Area median income earns $38,400/year and could afford a 30-year mortgage at today’s rates of only about $140,000. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 6 of 16 The 2011 Housing Needs Assessment and Strategic Housing Plan identified that there is an increased number of households in the city despite fairly flat population growth because household size is decreasing. “The number of households increased by 16% from 10,277 in 1980 to 11,880 in 2000, while the average household size decreased from 2.45 person to 2.14 persons. This increase in households is correlated to the growing number of smaller, non-family households from 3,980 in 1980 to 6,002 in 2000, comprising about 50% of all households in Northampton. Projections indicate that the number of households will continue to increase.” This indicates that housing suitable for small households is appropriate. Q. What specific guarantees will assure the long-term preservation of the project? Pioneer Valley Habitat for Humanity commits to putting a deed restriction on 1 Garfield Ave so that the affordable housing dollars invested will not be lost and the home can remain affordable in perpetuity. In a market where small homes can be worth more than $200,000 this is an important safeguard for having diverse and inclusive residential neighborhoods. If CPA funds are received we will work with the city to submit a “local action unit” application to the Department of Housing and Community Development for the inclusion of this new home on the 40B affordable housing inventory. Q. What community support does the project have? Explain the nature and level of the support. First and foremost, this project came about through the generous donation of the land, which was assessed at $75,000, by a local resident in the summer of 2017. Her tremendous faith in the work we do is evident by her donation (see attached letter of support) and her acknowledgement that “Habitat for Humanity has been a force for good in the Pioneer Valley.” It was her desire to support our mission of creating a sustainable, affordable homeownership opportunity on the property. Habitat for Humanity relies deeply on community support for our model of community built housing with volunteer labor and in kind donations of building materials. While we cannot use 100% volunteers (we need to hire specialty tradespeople like electricians and excavators) or 100% donated materials, the in kind support of time and materials allows us to keep our cash development costs low. In addition to this application for grant funding we are concurrently submitting applications to the Federal Home Loan Bank of Boston and the Community Foundation of Western Massachusetts for grant support. We are also reaching out to the corporate, faith and banking communities and individual supporters. An innovation planning grant from the Community Foundation of Western Massachusetts allowed us in 2017 to research the opportunities and challenges for small housing in Hampshire and Franklin County. In order to get this innovation grant we pitched our ideas not just to the community foundation but a group of 50+ community investors and were selected as part of an elite cohort of innovators. Being awarded this funding demonstrates clear support from the community. Then as part of this planning process we conducted 5 events to gather input from experts and potential homeowners and surveyed over 50 potential homeowners about their preferences. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 7 of 16 Q. How will the success of this project be measured? We will measure success of this project by asking the following questions:  Were we able to complete the project on time and on budget?  Were we able to find an eligible homeowner who completes the purchase of the home from Habitat after completing sweat equity?  As conceived and implemented, does this pilot small home work as a prototype for future Habitat builds and if not, what tweaks will make it workable?  Have we reviewed and shared lessons learned from the construction of this small house so that others in Northampton with more resources could consider building a small house on a small lot for themselves? Q. Is ongoing maintenance and upkeep required? If yes, please explain how this will be accomplished. All home upkeep after the sale of the house will be the responsibility of the new homeowner. They will also join a homeowners association at the Garfield Ave Extension for storm water management. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 8 of 16 Project Budget: The total budget for this project, including specifically how CPA funds will be spent. All items of expenditure must be clearly identified. Include project quotes, or show why this is not appropriate or feasible. List any additional funding sources, either committed or under consideration. Include commitment letters if available. * If the application submission is for a community housing project, please submit a development budget and a sources and uses budget. Also, community housing home ownership projects shall include an affordability analysis, and community housing rental projects shall include a five-year operating budget. Development Budget ‐ 1 Garfield Ave        Cash Sources    Homebuyer First Mortgage (Bank, not Habitat)  60,000   Homebuyer Down Payment  700   FHLB ‐ AHP Grant  26,291   MassCEC minisplit rebates  2,250   National Grid MassSave rebates   2,000   Northampton Community Preservation Act grant  20,000   Community Foundation of Western Mass grant   5,000   Other Habitat cash and fundraising    14,050   Total Cash Sources        130,291         Cash Uses    Land Acquisition                     1   Architectural Design Costs             8,000   Direct Construction Costs          85,350   Construction Contingency (5%)              4,267   Builder General Requirements (no permits)              8,750   Other Soft Costs (financing, legal, permits, etc)              9,447   Subtotal Development Costs       115,815   Developer Fee & Overhead (12.5%)           14,476   Total Development Costs        130,291         Total Cash Sources        130,291   Total Cash Uses        130,291   Variance                     ‐   Homebuyer Financing Pioneer Valley Habitat for Humanity is planning to offer a forgivable deferred second mortgage to increase affordability for this house without offering a zero interest mortgage for the entire sales amount. Habitat’s typical model is to provide near 100% financing (after a $700 down payment) with a zero interest mortgage loan from Habitat as the first mortgage. Using a combination of a fixed rate 30 year mortgage from a bank for $60,000 and a deferred forgivable loan from Habitat for $43,300 we are able to offer the same Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 9 of 16 monthly payments to the homebuyer as if we had provided a zero interest mortgage for the sales price, but provides Habitat with better cash flow.   Sales Price and Financing  Development cost        130,291   Less FHLB AHP Grant         (26,291)  Sales Price         104,000         Homebuyer Down Payment                700   First Mortgage from Bank (fixed rate 30 year)          60,000   Habitat Forgivable Deferred Second Mortgage          43,300   Sales Price        104,000   The second mortgage from Habitat will be forgiven at a rate of 5% each year for 20 years and would only have to be repaid if the homeowners move out before 20 years in the house. If the homeowner moved before 20 years they would repay the second mortgage to Habitat with proceeds from the sale of the house, but unlike a balloon payment it would be forgiven if the sale would not cover the loan amount. Here is a schedule showing what would be owed on the second mortgage from Habitat based on how many years were spent in the house: Years in House  since purchase  Amount Due on  Resale  1 year                   41,135   2 years                  38,970   3 years                   36,805   4 years                  34,640   5 years                   32,475   6 years                  30,310   7 years                  28,145   8 years                  25,980   9 years                   23,815   10 years                   21,650   11 years                   19,485   12 years                   17,320   13 years                   15,155   14 years                   12,990   15 years                   10,825   16 years                    8,660   17 years                     6,495   18 years                     4,330   19 years                     2,165   20 years                             ‐    Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 10 of 16 Affordability Analysis Homebuyer Income   Minimum  Income   Annual income                22,000    Monthly Income                   1,833    30% of monthly income               550.00    Projected Monthly Expenses    First Mortgage (4% on $60,000)                       287             Habitat Second Mortgage (Deferred)  ‐    Taxes (2017 Tax Rate * $104,000 sale price)                      145    Homeowners Association                        25    Insurance (sale price * 6%)                        62    Total Estimated Housing Costs                     519    Percentage of Income   28%  Multi-Year Funding: If the project is expected to continue over more than one year, or if bonding the project is anticipated, please provide annual funding requirements. This project will continue over more than one year (see construction schedule below) but is only requesting a single disbursement from CPA. Project Timeline: Explain the various steps of the project and when they will be completed. 1 Garfield Ave ‐ Northampton  Last updated:  8/28/2017                        Task Who Start  Days  End  Clear Site Site Contractor 1‐Oct‐18 7  8‐Oct‐18  excavate for found, conduit, water, and  sewer Site Contractor  9‐Oct‐18  5  14‐Oct‐18  pour footings & foundation walls Foundation Contractor 15‐Oct‐18  4  19‐Oct‐18  insulate interior foundation walls Volunteers 20‐Oct‐18  1  21‐Oct‐18  backfill foundaton exterior and interior Site Contractor 22‐Oct‐18  7  29‐Oct‐18  install base for driveway, parking and  walkways  Site Contractor  30‐Oct‐18  1  31‐Oct‐18  install underslab plumbing Plumbing contractor 30‐Oct‐18  5  4‐Nov‐18  insulate under slab Volunteers 5‐Nov‐18  8  13‐Nov‐18  install pier forms  Site Contractor or  Volunteers  7‐Nov‐18  2  9‐Nov‐18  pour slab  Slab Contractor 14‐Nov‐18  7  21‐Nov‐18  fill pier forms for sheds and porches  Slab Contractor or  Volunteers  14‐Nov‐18  1  15‐Nov‐18  Connect to water & sewer site constractor 15‐Nov‐18  7  22‐Nov‐18  Winter Break Volunteers 23‐Nov‐18  140  12‐Apr‐19  Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 11 of 16 build shed Volunteers 13‐Apr‐19  7  20‐Apr‐19  move tools and supplies to shed, buy more Volunteers 21‐Apr‐19  7  28‐Apr‐19  exterior framing, sheathing & taping Volunteers 29‐Apr‐19  14  13‐May‐19  hook up temp electrical service Electrical Contractor  14‐May‐19  2  16‐May‐19  roof trusses and roof deck Skilled Volunteers 14‐May‐19  7  21‐May‐19  shingle roof Volunteers 22‐May‐19  7  29‐May‐19  rigid insulation Volunteers 22‐May‐19  14  5‐Jun‐19  windows & ext doors Volunteers 30‐May‐19  14  13‐Jun‐19  ceiling drywall & seal for insulation Volunteers 14‐Jun‐19  7  21‐Jun‐19  interior framing Volunteers 22‐Jun‐19  14  6‐Jul‐19  install exterior siding & trim Volunteers 14‐Jun‐19  14  28‐Jun‐19  finish grading, driveway, parking, loam, seed Site Contractor 29‐Jun‐19  7  6‐Jul‐19  rough plumbing Plumbing contractor 7‐Jul‐19  14  21‐Jul‐19  rough electrical Electrical Contractor 22‐Jul‐19  14  5‐Aug‐19  rough HVAC HVAC Contractor 22‐Jul‐19  14  5‐Aug‐19  insulation Insulation Contractor 6‐Aug‐19  7  13‐Aug‐19  hang drywall Volunteers 14‐Aug‐19  7  21‐Aug‐19  drywall tape & prime Taping Contractor 22‐Aug‐19  7  29‐Aug‐19  interior window trim & interior doors Volunteers 30‐Aug‐19 14 13‐Sep‐19  paint interior Volunteers 30‐Aug‐19 14 13‐Sep‐19  flooring installation Volunteers 14‐Sep‐19  14  28‐Sep‐19  baseboard Volunteers 29‐Sep‐19  7  6‐Oct‐19  kitchen and bath shelves Volunteers 29‐Sep‐19  7  6‐Oct‐19  final electric Electrical Contractor 7‐Oct‐19  14  21‐Oct‐19  final HVAC HVAC Contractor 7‐Oct‐19  14  21‐Oct‐19  kitchen countertops Skilled Volunteers 7‐Oct‐19  7  14‐Oct‐19  final plumbing Plumbing contractor 15‐Oct‐19  14  29‐Oct‐19  install appliances Volunteers 30‐Oct‐19  7  6‐Nov‐19  final inspections & occupancy permit Inspector 30‐Oct‐19  7  6‐Nov‐19  punch list Volunteers 7‐Nov‐19  14 21‐Nov‐19  Feasibility: List and explain all further actions or steps that will be required for completion of the project, such as environmental assessments, zoning or other permits and approvals, agreement on terms of any required conservation, affordability or historic preservation agreements, subordination agreements, and any known or potential barriers or impediments to project implementation. The property at 1 Garfield Ave was permitted by the Northampton Zoning Board of Appeals as part of an overall comprehensive permit for cluster development along with the other lots that abut this lot. The lot was permitted by the ZBA for the purpose of creating one single family house. Habitat will need to apply for a building permit and file a request for determination regarding the wetlands to the rear of the property. We do not anticipate any challenges in getting these permits. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 12 of 16 We are working with one of the architects from the “small lot, big ideas” competition as required by a deed restriction on the property. We have put in several applications for funding (including this one!) that we will need to hear back on before moving forward. Easthampton Savings Bank will order an environmental review before issuing us a construction line of credit on the property. The property has been extensively studied in the past as part of a larger brownfields clean up and no problems are anticipated. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 13 of 16 Maps: USGS topographical map, assessors map, or other map as appropriate, showing location of the project. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 14 of 16 From Plan book 229 page 23 1 Garfield Ave is the street address for lot 1A. Lot 2, 3, 4, 5 and 6 all have homes on them built by Habitat for Humanity. Parcel G represents the extension of Garfield Ave built by Habitat for Humanity as part of this subdivision. Street View approaching Garfield Ave Extension Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 15 of 16 Visual materials: Photographs, renderings or design plans of the site, building, structure or other subject for which the application is made. Construction drawings are still in development but attached you will find draft floor plans and elevations. The concept is to build a 600 sq ft 1 bedroom that could have an option 2nd bedroom addition. Pioneer Valley Habitat for Humanity – 1 Garfield Ave Northampton Page 16 of 16 Include the following attachments, if applicable and available: 1. Record plans of the land – see lot 1A in the attached plan (Book 229 Page 23) 2. Natural resource limitations (wetlands, flood plain, etc.) – see wetlands delineation on the record plan (Book 229 Page 23) 3. Zoning (district, dimensional and use regulations as applies to the land) – see attached letter from Carolyn Misch of the Northampton Planning Department 4. 21E Reports and other environmental assessment reports – see public records from the city of Northampton’s clean up 5. Existing conditions report – n/a 6. Names and addresses of project architects, contractors, and consultants – attached 7. Evidence that appropriate professional standards will be followed if construction, restoration or rehabilitation is proposed – Organizational overview of Pioneer Valley Habitat for Humanity attached. We have a 37-year history of quality construction and are happy to provide any additional information upon request. 8. Documentation that you have control over the site, such as Purchase and Sale agreement, option, or deed; or explanation of how the proposed project will proceed in the absence of site control. – Deed attached 9. Evidence that the proposed site is free of hazardous materials or that there is a plan for assessment and/or remediation in place – Remediation already completed by the city of Northampton 10. Letters of support sufficient to document clear endorsement by community members and groups, and, where appropriate, by municipal boards and departments. a. Northampton Housing Partnership – approved at 9/11/17 meeting, letter to be sent directly b. Easthampton Savings Bank – attached c. Rachel Borson – attached d. Michael McSherry – to be sent 11. Any other information useful for the Committee in considering the project a. Floor plans and elevations b. Thank you for considering our application, we are happy to supply any additional information as requested