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41 -066 13129_5_31_2005lllllllllllllll~lllll!l~ijl~~IIIIIIIIIIIII Bk: 8281Pg: 95 Page: 1 of 16 Recorded: 05/31/2005 12:04 PM Bk: 08281 Pg: 95 DECLARATION OF PROTECTIVE COVENANTS AND THE RIDGE HOMEOWNERS" ASSOCIATION This Declaration of Protective Covenants is made this~ day of Mal/ , 2005, by SOVEREIGN BUILDERS , INC. , ( "Grantor" herein ) as owner of cert'ain real estate in the City of Northampton, Hampshire County, Massachusetts ("Property") herein being more particularly described in Article II hereof. It is the intention of the Grantor, in furtherance of a plan for the development of the Property, to sell and convey all of the said property subject to the conditions, limitations and covenants ("Covenants") herein as set forth in this declaration of Protective Covenants ( "Declaration"). It is the purpose of these Covenants to provide a means for the development and use of the property in a manner consistent with the Grantor's intentions and consistent with the conditions imposed by the City of Northampton Planning Board in its Subdivision and Special Permit Approval for "The Ridge", the same being granted by the Planning Board on February 10, 2005. The provisions of this Declaration shall be understood and construed to accomplish these objectives and every person, by acceptance of his deed to a portion of the property , does hereby agree to be bound by the covenants contained in this Declaration. ARTICLE I The following definitions shall apply to this Covenant: Assessment: The term "Assessment" shall mean the amount of money due by each lot for all purpose including maintenance of the common area's as determined by the Board Manager in their sole discretion, to be determined on a yearly basis. Association : The term "Association" shall mean and refer to The Ridge Home Owners Association, its successors and assigns. Board of Managers: The term "Board of Managers" shall mean the three-member Board established herein for the management of the Home Owners Association. Definitions: The terms defined in this Article I shall, for all purposes of this Declaration, have the meaning herein specified, unless the context otherwise specifies or requires. Grantor: The term "Grantor" shall mean Sovereign Builders, Inc. or its nominees, successors and assigns. Improvement: The term "Improvement" shall mean and include all buildings, outbuildings, garages, sheds, carports, walls, stairs, decks, fences, poles, signs, driveways, tennis courts, swimming pools, and structures of every kind and type. -I • 377218.doc Bk: 08281 Pg: 96 Lot: The term "Lot" shall mean each of the following numbered parcel of the property which is shown on the plan (being lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 and 13; however not including Lots 1a, 1 band 6a or "City Lot") hereinafter described. Maintenance: The term "Maintenance" shall mean the permanent care of detention ponds, drainage lines outside the proposed City right-of-way, cul-de-sac island including the berm and the basin and lots 1 a, 1 b and 6a {the Roadway Area and Detention Basin) prior to acceptance of the road by the City of Northampton (if ever). For specific maintenance responsibilities, see Article V. Plan: The term "Plan" shall mean the plan entitled The Ridge Definitive Subdivision in Northampton, MA and recorded with the Hampshire County Registry of Deeds in Plan Book ?..DS , Pages ::, I through ""' , and as revised from time to time, showing lots 1 through 13 inclusive and lots 1a, 1 b, 6a and City Lot. Residential Area: The term "Residential Area" shall mean those areas of the property designated on the plan as numbered lots 1-13 inclusive, not including lots 1 a, 1 b or 6a which are building lots and not including City Lot. Roadway Area: The term "Roadway Area" shall mean lots and "Street" shall mean the paved portion of the Roadway to be designated as Ridge View Road. ARTICLE II Property Subject to Declaration: The property subject to this declaration shall be the land in Northampton, Massachusetts, being lots# 1-13 inclusive, not including 1 a, 1 b or 6a or the City Lot, all as more particularly known as "The Ridge" Subdivision. ARTICLE Ill A. Land Classifications: The property has been divided into the following use classifications: 1. Residential Area lots 1 through 13 inclusive excluding non-building area described below. 2. Non-Building Area being City Lot, and lots 1 a, 1 band 6a. 3. Roadway Area being Ridge View Road. B. Permitted Uses and Restrictions: Each lot within the property shall be for the exclusive use and benefit of the Owner thereof, subject, however, to the following uses, limitations and restrictions. -2 - 377218.doc Bk: 08281 Pg: 97 1. Use of Residential Areas: No residential structure other than one single- family dwelling shall be erected or placed on any Residential Area, namely, lots# 1-13 inclusive and not including lots 1 a, 1 b, 6a or city Lot. Attached or detached garages shall have no more than 2 bays facing the street. Together with accessory non- residential structures such as greenhouses, tool sheds, pools, and fencing shall be permitted, only if and so long as they are used in connection with a dwelling house and as long as they are permitted under any applicable state, or municipal rules and regulations. The land included in said tract shall be used for residential or non- commercial purposes only. The use of a portion of a dwelling as a professional office or studio by a person residing therein shall be permitted if allowed by the City of Northampton Zoning Ordinance. The home office of a professional may not generate visitors at a rate of more than 6 per day. In no event shall the premises be used for any purpose which may be or become an annoyance or nuisance to the neighborhood or in violation of the zoning by-law. No so-called clubs or social organizations shall occupy the premises. No more than 2 tag sales per year of the possessions of a lot owner shall be permitted. 2. Use of Roadway Areas: Ridge View Road shall be used by any owner and general public for all purposes for which roads and streets may be used in the City of Northampton. Upon completion of the subdivision improvements required in the Subdivision Approval granted by the City of Northampton Planning Board, the Grantor shall petition the City to accept Ridge View Road as a public way. Until such time as the Planning Board has approved all construction pursuant to the approved construction plans and has certified that all orders of conditions have been fulfilled and the City of Northampton has accepted the Street, and appropriate documents have been recorded in the Hampshire Registry of Deeds as contemplated herein, any costs for maintenance within the Roadway Area shall be the responsibility of the Homeowners' Association and the Roadway Area shall be managed by the Board of Managers with costs allocated for the management and maintenance of the retention areas. Cul de sac island landscaping shall be maintained regardless of ownership. No representation is made that the City will accept the street and it is under no legal obligation to do so. 3. Easements: The Grantor reserves to himself, his heirs, successors and assigns the right to construct, permit or grant easements for the installation and maintenance of the drainage facilities as may be required by the City of Northampton. The Grantor further and similarly reserves the right to grant easements for the construction and maintenance of any underground utility services being distributed to the " property " as such rights may be required by the City of Northampton or those private companies providing said services to the "property" herein. The rights to grant easements over a lot shall terminate upon conveyance of each lot, except to the extent of any portion of a lot within the limits of any street shown on said plan. 4. Location of Utilities: The furnishings of all utility services to each lot shall be by means of underground installation. -3 - 377218.doc Bk: 08281 Pg: 98 5. Location of Structures on a Lot: No residence or garage, or any part thereof, shall be erected or placed nearer than thirty (30') feet to any street line, nor fifteen (15') feet to any side line, nor thirty (30') feet to any rear line of any building lot. If the City of Northampton Zoning Ordinance then in existence require greater distances, said ordinance shall control. 6. Building and Landscaping Approval: No building, fence, wall or any other structure shall be commenced or erected, nor shall any addition to or changes or alterations be made, until such plans and specifications, showing the nature, kind, shape, height, materials, floor plans, color schemes, and the grading plan of the lot to be built upon, shall have been submitted to and approved in writing by Granter. Granter shall have the right to refuse to approve any such plans which are not suitable or desirable, in its opinion, for aesthetic or other reasons, and in so passing upon such plan, specifications and grading plan, it shall have the right to take into consideration the suitability of the proposed building or other structure and of the building materials to the site, the harmony with the surroundings and the effect of the building or structure on the neighboring property. Said submission of plans shall include: (a) a plot plan of the lot, showing the location of the proposed construction. (b} Building plans, including drawings which show the elevations of the proposed construction. (c) Detailed landscaping plans and driveway plans. (d) A description of exterior materials and colors. (e) The owners proposed construction schedule. The Granter shall provide written approval of said plans suitable for recording. In the event that Granter no longer owns any lots said right of approval of plans shall be by the Association. In the event that Granter. Or the Association, as the case may be, fails to respond within forty five (45) days following submission of all plans and information, the said plans shall be deemed to have been approved. An affidavit so stating may be signed and recorded by the lot owners or applicant. 7. Siding: No tarpaper, vinyl siding, asphalt siding, aluminum siding, log siding, plywood siding, texture 1-11 siding, roll brick or similar materials may be used as siding on outside walls. All siding is to be of wood, cedar, pine, brick, stone or equivalent. 8. Residence size and style: One-story dwellings shall contain not less than 2,000 square feet of living area; two-story dwellings shall contain not less than 950 square feet of living on the first floor and not less than 1900 square feet of living area, -4 - 377218.doc Bk: 08281 Pg: 99 total. Living area is defined as "year round, heated living space located above grade", specifically excluding porches, breezeways, decks, patios and garage. All dwellings shall include a two-car garage, although this provision may be waived by the Grantor in writing if an adequate evergreen vegetative screen is provided around the parking area, and if the living area of the dwelling exceeds the area required above by 200 square feet. 9. Incomplete dwellings: The exterior of any building erected on a lot and the landscaping and grading in connection therewith shall be finished and completed within twelve (12) months after commencement. 10. Boats, Automobiles, Trailers, Campers, Tents, and Commercial Vehicles: Parking of mobile homes, recreational vehicles, trailers, Class II trucks, heavy equipment, unregistered or junk vehicles or any other similar property, shall be prohibited on the premises unless parked or stored inside a garage. 11. Animals: No animals, livestock or poultry of any kind shall be raised, bred or kept on the property, except that dogs, cats or other usual household pets may be kept on lots provided that they are not kept, bred or maintained for commercial purposes and do not become a nuisance to other owners and occupants. 12. Exterior lighting: No exterior lighting shall be installed so as to interfere with or shine onto neighboring properties. No lights shall be placed higher than the eaves of the house. Copper lanterns, wood, bronze or antique nickel shall be used whenever exterior lighting is visible from the streets. No brass fixtures shall be permitted. 13. Maintenance: Each lot and each home together with the accessory structures and grounds shall be maintained in a neat appearance and manner by the owner. 14. Leasing: Nothing herein shall be deemed to prevent the leasing of the residence from time to time by the owner thereof, subject to all of the provisions of the Declaration. 15. Landscaping: Each residence must install bed plantings, shrubs and front walkways: allowing no less than $10,000.00 for design, labor and materials. The landscape plan and landscaping shall incorporate one (1) outside lamp post and a section or sections of custom split rail fence. 16. Walkways: Walkways constructed in the front yard of the residence shall be constructed of materials other than bituminous concrete. Poured concrete may be permitted only with the specific consent of the Grantor. Materials such as brick, stone, tile and concrete pavers are permitted. Pea stone, gravel or other unconsolidated materials shall not be permitted as the finished surface of a walkway to the front door of a residence. -5 - 377218.doc Bk: 08281 Pg: 100 17. Roofing: All roofing shall be "Architectural" style thirty (30) year or better asphalt, composite, cedar, tile, or slate roofing shingles. A roof pitch of 8 in 12 or greater will typically be required on all residences and garages. Shallower pitches shall typically be permitted on porches or shed dormers. Final approval of roofing materials and roof design shall be at the developer's sole discretion. 18. Chimneys: Each residence must have a stone or brick masonry chimney visible on the exterior, through the roof or constructed on an exterior wall. Final approval of the type of brick or stone will be at the sole discretion of the developer. 19. INTENTIONALLY DELETED. 20. Pools: No In ground pools in excess of 18" in height are permitted with out written approval of the Granter. Above ground pools are not permitted. 21. Front porches: A front covered entry of no less than sixty (60) square feet shall be required on all residences. 22. Temporary Occupation: No trailer, mobile home, basement of any incomplete building tent, truck camper, shack, garage, barn, and no temporary building or structure of any kind shall be used at any time for a residence, except such use or structure may be used during reconstruction of a dwelling in the residential areas. The structure shall be removed immediately after completion of reconstruction. 23. Nuisances: No refuse, rubbish, vehicle parts or bodies, junk, waste or debris of any kind shall be placed or permitted to accumulate upon or adjacent to any lot which will or may render any such lot or any portion thereof unsanitary, unsightly, offensive or detrimental to ant other lot and no activity, structure or device shall be conducted, built or maintained which is or may be offensive or detrimental to any of the other property in the vicinity or its occupants. 24. Repair or improvements: No improvement upon any lot shall be permitted to fall into disrepair, and each such improvement shall at all times be kept in good condition and repair and adequately painted or otherwise finished. 25. Trash: All clotheslines, equipment, trash containers, service yards, woodpiles and storage piles shall be kept screened by adequate plantings or fencing so as to conceal them from view of neighboring residences and streets, except during such necessary periods as when said trash containers are made visible for collection. All rubbish, trash and garbage shall be regularly removed from premises and shall not be allowed to accumulate thereon. No dead trees or heavy brush of any kind shall be placed or permitted to accumulate upon adjacent to any lot which will render or may render the same or any portion thereof unsanitary, unsightly, offensive or otherwise detrimental to any other lot. -6. 377218.doc Bk: 08281 Pg: 101 26. Removal and disturbance of earth: No loam. Peat, gravel, sand or other mineral resource of any kind shall be excavated or removed from property shown on the plan in such a manner as to affect the surface thereof, except in conjunction with the building of allowed improvements or landscaping. At all times during said construction when the surface of the lot or property is disturbed, the owner of the lot or his agent shall undertake adequate siltation and erosion measures in accordance with good landscaping and construction practices such as the USDA soil conservation service guidelines. 27. Surface drainage: All surface drainage created by run-off water resulting from construction of improvements shall be contained on the lot upon which the construction has taken place. There shall be no surface drainage into any City street. 28. Exceptions for Grantor: Nothing contained in the covenants shall be construed to prevent the erection or maintenance by Grantor, or its duly authorized agents, of structures or signs necessary or convenient to the development, sale, operation or other disposition of the property. However, any such structures or signs shall be removed by the Grantor upon sale of all properties. 29. Subdivision: No lot or combination of lots shall be subdivided or modified in any way for the purpose of increasing or enlarging the total number of lots upon which single-family residential structures may be constructed. No portion of any lot nor any easement or license shall be conveyed by any owner without the prior written approval of the developer or its successors or assigns, including the Association, after Grantor no longer owns any lots. Property lines between lots mat be re-plotted by said owners, provided no additional lots are being created. Such re-plotting will require the written approval of the developer until January 1, 2008. 30. Signs: No signs shall be erected or maintained on any lot except: (a) Such signs may be required by law; (b) A residential identification sign having a total face area not larger than one hundred forty four (144) square inches; (c) Professional signs as permitted by the zoning ordinances; (d) During the time of construction of any building or other improvements, one job identification sign not larger than three (3) square feet; and (e) A "For sale" or "For rent" sign, of reasonable type, size and appearance, but only if attached to the building or free standing (and not attached to a tree ). -7 - 377218.doc Bk: 08281 Pg: 102 31. Antennas: Television or other antenna structures, including dish antennas, aerials or other electronic receiving devices shall be placed, constructed or maintained on said land, only if they are under six feet (6') in height, are located in the rear yard, and can be screened from the street and neighboring properties. A roof mounted dish or antenna less than 24" in height may be permitted if it can be placed in an inconspicuous manner on the premises. The placement of any such structure that within these guidelines will require the written approval of the Grantor or the Association after Grantor no longer owns any lots. 32. Fences: No fences over six feet (6') in height or hedges over eight feet (8') in height, shall be constructed. Fences in front yards of houses shall be limited to forty-two inches (42") in height unless otherwise instructed by the City of Northampton Zoning Ordinance. In addition, no gate or fence shall ever be placed across Ridge View Road as shown on said plan. This clause may not be waived notwithstanding anything to the contrary contained herein. 33. Grantor exemption from covenants: The foregoing covenants shall not apply to the business activities of the developer, its successors or assigns during the construction and sale period, nor shall they apply to residential lots which are owned by the Grantor and which remain unimproved. 34. Binding nature: The covenants and restrictions of this Declaration shall run with and bind the land and shall inure to the benefit of the Grantor, his successors and assigns and all lot owners. 35. Severability: Invalidation of any one of these covenants or restrictions by judgment or court order shall in no way effect any other provisions, each of which shall remain in full force and effect. 36. Waivers: Grantor or its duly authorized delegate shall have the right to waive, alter or amend any of these foregoing restrictions in the event it becomes necessary or equitable to do so, and he or his delegate shall be the sole judge as to the propriety of such waiver, alteration or amendment. Any such waiver or any failure to enforce the restrictions shall not be deemed a waiver of the right to enforce the restrictions thereafter. ARTICLE IV HOMEOWNERS' ASSOCIATION: The management and maintenance of the areas specified in Article "II" shall be by the 'The Ridge Homeowners" Association" which is hereby being formed. Each purchaser of Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, and 13 in The Ridge Subdivision will become a member of The Ridge Homeowners' Association for so long as such purchaser owns said lot. Future purchasers of such lots shall also be members of this Homeowners' Association during their ownership of such lot. -8. 377218.doc Bk: 08281 Pg: 103 A. Ownership: Ridge View Road shall be retained by the Grantor in order to obtain acceptance of Ridge View Road by the City of Northampton. In the event that the City does not accept said Ridge View Road, then ownership will be transferred to the Homeowners' Association. In addition, Lots 1 a, 1 b and 6a will be transferred to the Homeowners' Association. B. Fiscal Year: The fiscal year of the Homeowners' Association shall end on December 31 51 of each year. The lot owners shall meet once a year at a time and place set by the Managers to elect Managers whose terms have expired and to review proposed budget and any other matters which may be placed on the lot owners' meeting agenda. All meetings of lot owners shall require at least seven (7) days' advance written notice which sets forth the time, and place of the meeting as well as an agenda for the meeting. A quorum shall consist of seven (7) lot owners and a vote of a majority of the lot owners present at a meeting where a quorum is present shall bind all lot owners. The association shall notify the Planning Board through the Office of Planning and Development of the names of the Board of Managers and their addresses. Any charges imposed by the Homeowners' Association shall constitute liens on each of lot owners' lots to whom such charges are assessed. In the event such charges are not paid within thirty (30) days of the date of such bill, such bill will earn interest at the rate of eighteen (18%) percent per annum from and after the 30th day. In the event the association has to commence legal proceedings to collect such charges, the defaulting lot owner shall be responsible for all costs of collection, including reasonable attorneys' fees. C. Board of Mangers: The Board of Managers ("Board") of the Association shall manage the business and affairs of the Association and shall consist of three (3) Managers. 1. First Board of Managers: The first Board of Managers shall be designated by the Grantor and shall serve until the first election meeting as hereafter described. Upon the Grantor's conveyance of the final lot to a purchaser unaffiliated with the Grantor, Grantor shall resign as a Manager of the first Board. The Grantor reserves the right to resign at an earlier date provided that a new Board of Managers has been designated by the lot owners in The Ridge Subdivision. The Managers of the first Board shall be subject to removal in the manner set forth in section B. 3 of this Article or in the event of resignation or death, shall be subject to replacement in the manner set forth in section B. 3 of this Article. -9 - 377218.doc Bk: 08281 Pg: 104 2. Subsequent Boards of Mangers: The Board, designated pursuant to this article, shall hold office until the first election meeting of the lot owners, which shall be held as a special meeting of the lot owners, within sixty (60) days after the date on which title to seventy (70%) percent of the total lots in the residential area have been conveyed by the Granter to purchasers. Owners of lots in the residential area only shall be entitled to vote, with each lot entitled to one vote. Not withstanding the foregoing, in the event an annual meeting of lot owners is to be held within sixty (60) days of the date described above, such meeting shall serve as the first election meeting. At the first election meeting, the lot owners shall elect three (3) Managers, one for a term of one year and two for a term of two years. Each Manager shall hold office until such time as his successor has been duly chosen and qualified. 3. Removal: At any regular or special meeting of the lot owners, any one or more of the Managers may be removed with or without cause by a majority in interest of the lot owners, and a successor may then and there or thereafter be elected by vote of a majority in interest of the lot owners to fill the vacancy thus created for the remainder of the term; provided, however, that prior to the first election meeting, any Manager designated by the Grantor may be removed only by the Grantor and in the Grantor's sole discretion, and without the need for a meeting or vote. The Grantor shall have the unqualified right to designate a successor for any such Manager removed by the Grantor or by resignation or death if such Manager was appointed by Grantor. Any member of the Board elected by the lot owners shall be given timely notice of the meeting at which his removal shall be considered and an opportunity to be heard at the meeting. 4. Vacancies: Vacancies in the Board of Managers caused by any reason other than removal of a member thereof by a vote of the remaining Managers at a regular or special meeting of the Board held not more than ten (10) days after such vacancy arises, may be filled by the unanimous consent or vote of the remaining Managers, and each Manager so elected shall be a member of the Board until the next annual meeting, at which time the lot owners shall elect a Manager to fill the remainder of the term, of any. The Board of Managers will notify the City of Northampton Planning Board through the Office of Planning and Development of the name and address of the Manager filling such vacancy. If as a result of vacancies occurring after the first election meeting there are no Managers on the Board, a special meeting of the lot owners shall be called for the purpose of electing Managers by circulating to all lot owners a notice signed by the owners of at least five (5) lots. 5. Organization meeting: The first meeting of the Board following the annual meeting or the first election meeting (if other than an annual meeting) shall be held -10 - 377218.doc Bk: 08281 Pg: 105 within thirty (30) days thereafter at such time and place as shall be fixed for such meeting. 6. Regular meetings: Regular meetings of the Board may be held at such time and place as shall be determined from time to time by a majority of the Managers, but at least one such meeting, which may be the organizational meeting, shall be held during each fiscal year. Notice of the regular meetings of the Board shall be given by the Clerk of the association to each Manager by mail or telephone at least three (3) business days prior to the day named for such meeting. Lot owners within the subdivision shall also be given notice of meetings in accordance with this section. 7. Special meetings: Special meetings of the Board may be called by any Board Manager on three (3) business days' notice to each Manager, given by mail or telephone or in-hand delivery, which notice shall state the time, place and purpose of the meeting. 8. Waiver of notice: Any Manager may at any time waive notice of any meeting of the Board in writing and such waiver shall be deemed equivalent to the giving of such notice. Attendance by the Manager at any meeting of the Board shall constitute a waiver of notice by him of the time and place thereof. If all the Managers are present at the meeting of the Board, no notice shall be required, and any business mat be transacted at such meeting. 9. Meetings of the Board: At all meetings of the Board, two (2) Managers shall constitute a quorum for the transaction of business. The votes of a majority of the Managers present at a meeting at which a quorum is present shall constitute the decision of the Board. If at any meeting of the Board there shall be less than a quorum present, the meeting shall automatically be adjourned to the same time and place one week after the adjourned meeting. At any adjourned meeting at which a quorum is present, any business which might have been transacted at the meeting originally called may be transacted without further notice. 10. Compensation: No Managers shall receive any compensation for acting as such; provided however, each Manager shall be entitled to reimbursement for all reasonable expenses incurred on behalf of the association. 11. No personal liability: No Manager shall under any circumstances or in any event be held liable or accountable out of his personal assets by reason of any action taken, suffered or omitted by him in good faith while serving as Manager, or for allowing one or more of the other Managers to have possession of the trust books or property, or be so liable, accountable or deprived by reason of honest errors of judgment or mistakes of fact or law, except for willful acts in bad faith 12. Self-dealing: No Manager shall be disqualified by reason of being Manager from contracting or dealing with the Managers or with one or more lot owners whether directly or in directly because of such Managers interest, personally or as -l] - 377218.doc Bk: 08281 Pg: 106 Manager, or because of any lot owners interest in any corporation, firm, trust or any other organization connected with such contracting or dealing or because of any other reason, as vendor, purchaser, or otherwise, nor shall any such dealing, contract, or arrangement be entered into with respect to this association in which any Manager shall be in any way interested by avoided, nor shall any Manager so dealing or contracting or being so interested be liable to account for any profit realized by any such dealing, contract or arrangement by reason of such Managers holding office, provided the Manager shall act in good faith and shall disclose the nature of such Managers interest before the dealing, contract or arrangement is entered into. 13. Indemnity: The Board of Managers and each Manager shall be indemnified by the lot owners to the extent of their lot ownership against any liability incurred by them or any of them in the carrying out of their duties hereunder, the Board may put in place an indemnity policy for the Board of Managers including, without limiting the generality of the foregoing, liabilities on contract and in tort and liabilities for damages, penalties and fines. 14. Powers and Duties: The Board shall have the powers and duties necessary for the administration of the affairs of the association and may do all such acts and things except as by law prohibited. Such powers and duties of the Board shall include, but shall not be limited to, the following: (a) To operate, inspect, care for and perform the maintenance required for the areas specified in "Article I" including payment of real estate taxes on the lots owned by the association; (b) To determine the common expenses and assess each residential lot owner on an equal basis; (c) To collect assessment from lot owners and enforce all obligations of the lot owners with the power to place liens on lot owners for said association fees that are delinquent; (d) To employ, appoint and remove personnel necessary or advisable for the maintenance and operation of the common areas; (e) To deposit funds of the association in any bank or trust company and to open and maintain a separate account for the purpose of providing maintenance of the detention areas, pipes, and other required maintenance of the Homeowners' Association and also for the purchase of liability insurance for the detention areas as may be required by the Planning Board of the City of Northampton. The minimum amount required to be maintained in said separate account will be $ 8, 000.00; (f) To manage and otherwise deal with the common areas, including the power to make contracts; -12 - 377218.doc Bk: 08281 Pg: 107 (g) To obtain liability and other insurance as amt be necessary for the association, and adjust losses payable as a result of such insurance; (h) To adopt and amend from time to time rules and regulations relating to the operation of the association; (i) To initiate, prosecute, and defend suits at all trial and appellate levels on behalf of the association in the exercise of its power, including, without limitation, enforcing the provisions of the restrictive covenants, including the power to settle suits brought against the association involving common areas or any other matters; U) To do everything necessary for the attainment of any objects, or furtherance of any of the purposes of the association, either alone or in conjunction with the Granters and/or lot owners. 15. Certification of Board status: The Board of Managers of the association shall record a Certificate of Incumbency with the Registry of Deeds within fifteen (15) days after the election or removal of members of the Board and promptly after any vacancy in the Board continues for more than forty five (45) days. Any instrument signed by a majority of the Board at any time as they appear of record and duly attested as the act of the association. No purchaser, mortgage, lender or other person dealing with the Board, as they appear of record shall be bound to ascertain or inquire further as to the persons relative thereof, other than a recorded certificate thereof, and such recorded certificate shall be conclusive evidence of the members of the Board and of any changes therein. 16. Action of the Board without meeting: Any action required or permitted to be taken at any meeting of the Board may be taken without a meeting if all Managers consent to the action in writing and the written consents are filed with the records of the Board. Each such consent shall be treated for all purposes as a vote at a meeting. ARTICLE V The City of Northampton shall have the right to complete work not performed on a timely basis by the Homeowners' Association and to place liens on the lots to secure payment for the cost and administrative expenses of all work performed, provided, however, that nothing in the covenants shall relieve Granter from responsibility to complete work required of it by the Northampton planning Board. The Homeowners' Association shall establish an Eight Thousand and 00/100 ($8,000.00) Dollar escrow account with a local lending institution in the name of The Ridge Homeowners" Association, which account requires the signature of an official of -I J - 377218.doc Bk: 08281 Pg: 108 the City of Northampton in order to draw money from such account. This escrow will be held to ensure that the Homeowners' Association fulfills its responsibilities for maintenance, repair and/or replacements set forth herein. In the event the Homeowners' Association fails to meet its responsibilities hereunder, the City unilaterally may a the option of the City of Northampton withdraw funds from this escrow account to complete the responsibilities of the Homeowners' Association. The Homeowners' Association shall be responsible to reimburse said escrow account back to Eight Thousand and 00/100 ($8,000.00) Dollars for any monies withdrawn by the City of Northampton within three (3) months of the City of Northampton drawing monies from said account. The Eight Thousand and 00/100 ($8,000.00) Dollar escrow account must be set up prior to the conveyance of the first of lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 and 13 to a third person. The Homeowners' Association shall have the following responsibilities: 1. To remove snow, ice, and debris from the roadways, detention basin access road, Ridge View Road and sidewalks throughout The Ridge Subdivision. 2. To maintain, repair or replace all roads, including the detention access road, sidewalks, island in cul-de-sac, and other common areas of The Ridge Subdivision. If Ridge View Road is accepted as a public way, the Homeowners' Association will not be responsible to maintain, repair or replace said Ridge View Road. 3. To remove snow on sidewalks that abut the City Lot and abut the school bus shelter. 4. To maintain, repair and replace the school bus shelter which is erected by Declarant, in a safe and useable condition. 5. To maintain the drainage easements and detention basis and lots 1 a, 1 b and 6a in accordance with the maintenance responsibilities set forth in the storm water permit issued for The Ridge Subdivision, and in accordance with the Storm water Management System Maintenance and General Erosion Control Guidelines, General Notes and Drainage Notes provisions set forth on the Construction Notes and Legend being sheet 2 of The Ridge Subdivision plans. 6. To maintain, repair and replace all gates and mountable curbs in the storm water detention areas. 7. To maintain, repair or replace any street lights installed by the declarant in excess of the street lights shown on The Ridge Subdivision plan or any street lights that do not meet Massachusetts Electric specifications. -14 - 377218.doc Bk: 08281 Pg: 109 ARTICLE VI A. Amendment and Duration of Declaration: 1. Amendment: Prior to the sale of the final lot in The Ridge Subdivision, the first Board of Managers reserves the right to amend or appeal any section of these covenants, except as restricted by this paragraph. After sale of the final lot of the subdivision, these covenants may be amended or repealed at any time by the written consent of two thirds (2/3rds) of the owners of the property (including the Granter if he shall then be owner). Such amendment or repeal shall not be effective until such time as it has been recorded with the Hampshire County Registry of Deeds. Notwithstanding the foregoing, no such amendment or repeal shall be valid if it results in any violation of the permits and approvals granted by the City for development of this property. Furthermore, no such amendment or repeal shall be valid if the intent is to relieve or remove the absolute prohibitions created by Article Ill, concerning Aquifer protection. 2. Duration of Declaration: Subject to the provisions of paragraph A. Section 1 of this Article hereof, the Declaration shall continue in force and effect for perpetuity. B. Enforcement and Waiver: 1. Right of Enforcement: The Declaration is for the benefit of the property and shall run with the land. Except as may otherwise be provided herein, any authorized Board or agency of the City of Northampton, or any owner of any lot, including Granter, shall have the right to enforce any or all the provisions of the Declaration by any legal proceedings, either at law or at equity, to compel, enforce or enjoin this Declaration. 2. Violation of Law: Any violation within the property of any State law or City by-law, or any regulations pertaining to the ownership, occupation or use of the property is subject to any or all of the enforcement procedures set forth in said Declaration. 3. Remedies cumulative: Each remedy provided by the Declaration is cumulative and not inclusive. 4. Waiver: The failure to enforce any of the provisions of the Declaration at any time shall not constitute a waiver of the right thereafter to enforce any such provisions of said Declaration. C. Construction and Severability : Singular and Plural : 1. Restrictions severable: Each of the provisions of the Declaration shall be deemed independent and severable, and the invalidity or partial invalidity of any provision or portion thereof shall not affect the validity or enforceability of any other provisions. -15 - 377218.doc Bk: 08281 Pg: 110 2. Singular includes Plural: Unless the context requires a contrary construction, the singular shall include the plural and the plural singular and the masculine, feminine, or neuter shall include masculine, feminine and neuter. 3. Captions: All captions or titles used in the restrictions are intended solely for the confidence of the referenced and shall not effect that which is set forth in any of the provisions of such Declaration. IN WITNESS WHEREOF, the said SOVEREIGN BUILDERS, INC. has caused its seal to be hereto affixed, acknowledged and delivered by TODD G. CELLURA, its President, •1 t't~- this .11_ day of M0y , 2005. Signed and sealed in the presence of: SOVEREIGN BUILDERS, INC. By~d~J Todd G. Cellura, President +-r<.W.~ COMMONWEAL TH OF MASSACHUSETTS Hampshire, ss. /11A!I JI , 2005 ..... tlL. r :o.tJl. <»W" - Then personally appeared the above named TODD G. CELLURA, President~f Sovereign Builders, Inc. known to me by Massachusetts Driver's License and acknowledged the foregoing as the free act and deed of Sovereign Builders, Inc., for its stated purposes, before me 377218.doc -16 - ~brNotary Public My commission expires: 11h?IP'1 ~ DONNA L WEXLER @ Noto,y Public Commonwoolth of Mossochusetts My Commission Expires November 27, 2009 ATTBST: HAMPIIHIRJI, IJJeiwJ,~ , REGISTl!IR MARIANNE L. DONOHUE